This episode is about 'viaticals'--something that most people know little about and are seldom talked about on TV. This is when a company pays a recipient a portion of a financial settlement ahead of time and the company collects the actual settlement at a later date. For example, if you are terminally ill, there are companies that will pay you some of your death benefits when you are still alive so you can actually enjoy them.
In this episode, the viatical company is specifically marketing itself to heirs of rich folks--offering them a percentage of what they expect to earn when their relative dies. BUT, unlike a normal viatical company, this one helps matters along so they can collect the full settlement much sooner than later. In other words, after paying off the heir, they then arrange an 'accident' so the rich relative dies within weeks of the payoff.
While it's very hard to prove this criminal conspiracy, McGarrett is concerned enough that he sets up a sting--creating a fake rich guy and greedy young relative who needs the payoff now. And, not surprisingly, the company swallows the bait. However, there is a hitch...unexpectedly they learn that the company is even greedier than they thought. Not only do they plan on killing the rich person but the recipient as well--before he can cash the check! This way, the company gets it all! Can Steve and the gang unravel this before it's too late? A very unusual plot and nice acting make this one of the better episodes.
In this episode, the viatical company is specifically marketing itself to heirs of rich folks--offering them a percentage of what they expect to earn when their relative dies. BUT, unlike a normal viatical company, this one helps matters along so they can collect the full settlement much sooner than later. In other words, after paying off the heir, they then arrange an 'accident' so the rich relative dies within weeks of the payoff.
While it's very hard to prove this criminal conspiracy, McGarrett is concerned enough that he sets up a sting--creating a fake rich guy and greedy young relative who needs the payoff now. And, not surprisingly, the company swallows the bait. However, there is a hitch...unexpectedly they learn that the company is even greedier than they thought. Not only do they plan on killing the rich person but the recipient as well--before he can cash the check! This way, the company gets it all! Can Steve and the gang unravel this before it's too late? A very unusual plot and nice acting make this one of the better episodes.