The 'wild west' type of debt collection as portrayed in this film may have been true decades ago, but today it is actually a HEAVILY regulated industry. Pretty everything the main character does in this film and the firm she works for would be sued out of existence in about 2 weeks for any one of those actions. The writers could not have done any research outside of reading a few stories off the Huffington Post. And the inaccuracies made an average flick with one decent performance a completely unwatchable flop.
