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Street-smart hustler Elsie Masalla, 21, decides to help her charismatic but hopeless father, Robert, pay back a bad debt. The decision puts her in the crosshairs of a local crime boss.

Elsie starts working in an attempt to earn some passive income, but Robert has other ideas about how to make quick money that could land them in jail.

Elsie looks for her estranged mother, Moreblessing, to get help; Robert fears that Elsie might abandon him.

Elsie and Robert devise a plan to disguise themselves as real estate agents, leasing houses to wealthy renters.

Elsie is feeling the pressure, so she plans a risky high-tech robbery to obtain expensive smart watches that might give her a huge payout.

The partnership of Robert and Elsie is put to the test when they place their bets on a risky car insurance scam.

When Robert goes out to collect on the car insurance scam, criminal debt collector Johnny kidnaps Elise.

Elsie and Robert finally gather the money to settle the debt, but a sudden change of heart from Robert leaves him in more peril than ever before.