Red Green: I'm hoping to talk to you older guys about self improvement. Y'know these self-help gurus trying to sell you their proven method of how you can be in perfect shape or totally happy, or the big one - have money for retirement? Don't listen to them. They all have the same basic secret: you gotta work hard. You don't want to hear that. If you would've worked hard in the first place, you wouldn't be buying their tapes now. You'd be rich and they'd be buying YOUR tapes. You don't want a sensible plan. You want a shortcut. You don't need the seven habits of effective people, you need the one quick cheat for lazy goof-offs. Oh, yeah. I tell you what: you don't want advice, you want a miracle. And I'm guessing you can't buy a miracle from a smiling bald guy on an info-mercial. So don't let 'em suck you in. When he talks about having money for retirement, he means having YOUR money for HIS retirement. Remember, I'm pullin' for ya. We're all in this together.