Divorced twenty-nine year old Innis, who makes $50,000 a year, is the father of two young children. After splitting from his ex, he lived in his car with just a bag of clothes until he convinced his mother to let him stay at her one-bedroom apartment, sleeping on the living room sofa, temporarily until he got on his feet. What was supposed to be two months has now turned into over a year, he having saved no money at all and literally confining his mother to her bedroom. He pays no rent and whatever debt of his has been paid has been paid by his mother, who has had to take out loans to do so. Including what he owes his mother, his debt sits at $31,000. He has been dating Rachel for over a year, she who too lives at home. Thus, the two have nowhere they can go for privacy, which means that that they spend much time out spending money just to be together. Innis pampers her, but at the same time she considers his inability to manage his money as an obstacle to moving their relationship to the next level. Gail basically has to get Innis to grow up and be a man, which means owning up to what his slacker life has caused, and being responsible to those in his life instead of just sponging off them.
—Huggo