There are several stories going on here but the central one is a college student called Benita, she lives with her single mom, there is no hint of a father. She attends CUNY and hopes to get a degree in Economics. She views it as something that will allow her to get a decent job.
But something traumatic happens after she meets a seemingly nice stranger at a bar. It disrupts her entire existence. She gets help, ends up in a facility that treats people with emotional and/or drug and alcohol issues. When she gets out she does not tell her mom about it all, but does say she is "taking a break" from college.
Katie Holmes co-wrote the screenplay and directs it. She also has a prime role as a woman of a wealthy family but who has no control of her life. She and Benita meet at the facility and become friends.
Benita is determined to get her life back on track, she interviews for a job working in a store that sells antique items to wealthy customers. Her boss is played by Alan Cumming.
My wife and I watched it on DVD from our public library. The whole movie has an unusual feel to it, including how relationships are handled. Still it was an enjoyable watch as something different, and to see how the various dynamics worked out.