On January 24, 2004, she was severely injured in a car wreck while in Chicago, Illinois, driving in a snowstorm, where Irma lost control of her vehicle, crossing lanes into oncoming traffic, hitting another car head on. Hall underwent emergency open-heart surgery to repair a puncture to her aorta caused by a rib broken in the accident. Additionally, Hall suffered a shattered ankle and a broken arm. Hall was cited for driving with a suspended license and not staying in her lane. Hall made a full recovery, which required significant post-surgery rehabilitation and physical therapy, thereby enabling the continuation of her career.